The goal of The Oxford Income Letter is not only to help you prepare for your golden years but also to help you live the lifestyle you want – without cutting corners.

To do so, Chief Income Strategist Marc Lichtenfeld relies on his proprietary 10-11-12 System. This system is designed to generate 11% yields in 10 years or 12% average annual returns in 10 years with dividends reinvested… Hence, 10-11-12.
And it works.

Think of what the markets did between 1999 and 2008, or between 2000 and 2009. Those are important 10-year snapshots of time in which millions of people sought wealth to plan for a comfortable retirement. And yet the S&P 500 was down 9% for both of those 10-year time periods.

However, if you owned a portfolio consisting of the S&P 500 Dividend Aristocrats Index (S&P 500 stocks with a 25-year track record of annual dividend raises), your stocks finished 40% higher (1999 to 2008) and 87% higher (2000 to 2009).

By combining the best of dividends and fixed income, Marc helps investors turn today’s income into tomorrow’s wealth.